OUr Services

At Whitlock Holmes, we provide high-level claims support, forensic expertise, and carrier-side insight for complex insurance matters : before litigation becomes necessary. With over 90 years of combined experience and more than 50,000 claims handled, our examiners are trusted nationwide by policyholders, contractors, adjusters, and other industry professionals.

When litigation arises, we offer comprehensive litigation management services including: mediation, arbitration, appraisals, direct counsel, and strategic evaluation of the entire process.

Our Core Capabilities

First-Party Claims

  • Commercial Property Losses
    Large-scale property damage, business interruption, equipment losses, and structural failure

  • Residential Property Losses
    Fire, water, storm, flood, theft, and total loss events

Third-Party Claims

  • Commercial Liability Claims
    Slip-and-falls, negligence, construction defects, and vendor-related loss

  • Residential Liability Claims
    Premises liability, dog bites, tenant-related claims, and neighbor property damage

Specialized Expertise

Surplus Lines, Forced Place & Excess Coverage Analysis
Interpretation, coordination, and recovery strategy across layered policies

  • Causation Disputes
    Pinpointing loss origin and scope with clarity and technical precision

  • Forensic Inspections & Accounting
    Independent site inspections, damage validation, loss quantification, and financial impact analysis

  • Time Element Inspections
    Business interruption, extra expense, and loss of use assessments based on policy terms and real-world data

  • Errors & Omissions Claims (E&O)
    Assessing liability involving brokers, adjusters, contractors, or consultants

  • Marine & Overland Cargo Losses
    Claims involving logistics, damaged freight, transit-related exposures, and port losses

  • Contractor Assistance & Connection
    Scope development, supplemental documentation, and reputable contractor referrals

  • Expert Witness Services
    Professional testimony and documentation support in preparation for trial or mediation

  • Complaince/ Audits

    MGA/ TPA / CARRIER

Schedule Your Audit or Claim Review Today.